Terms And Conditions
- 1. *TERMS AND CONDITIONS*
1. Open to individuals who are 18 years and above.
2. Customers can start saving with as little as Rs.1000 and in multiples of it.
3. The scheme requires monthly installments for 11 months, with maturity on the 330th day from the date of joining.
4. Culminates on the 330th day from joining, with a 35-day window post-maturity for redemption, aligning savings with future financial planning.
5. 100% off on V.A such as Wastage and Making Charges However, premium jewelry, as well as items under MRP, are excluded from certain discounts. Min V.A could be applied.
6. Payments are converted into 22 karat gold weight based on the prevailing rates on payment day.
The gold rate is locked in on the day of each payment, protecting customers from price volatility.
7. Upon maturity, customers can choose from a wide range of gold jewellery available at showroom.
8. Installments can be paid directly at showroom or through the RNS Jewellery mobile app ensuring ease of access and payment.
9. Since the scheme is being enrolled digitally, no physical passbook is required at the time of purchase.
10. Installments paid towards the scheme cannot be refunded but must be redeemed as gold jewelry, or silver vessels & anklets only.
11. Customers are responsible for paying GST and any new taxes that are implemented by Govt in future.
12. To avail the full benefits of the scheme, all 11 installments must be paid timely. Missing an installment may affect the benefits you can avail of upon maturity.
13. customers are not allowed to pay installments in advance. Only as per the month sequence.
14. Only the person whose name was used at the time of registration can redeem the scheme, and they must submit original identification proof such as Aadhaar, PAN, driving license, or voter ID at the time of redemption.
- 2. *Follow up of Terms and conditions*
15. Nomination facility is available.
16. One time investment money will not be refunded in case of premature closure of the scheme.
17. premature closure of the schemes will lead to 100% V. A apply for the jewels purchased on all schemes.
18. Any extra benefits can not be added on any schemes while purchase.
19. Cash will not be accepted by the company. only direct bank transfer.
20. If loss of mobile or number kindly provide legal docs like a letter of loss of instrument with Govt signed.
21. we advice our customers to pay the installment amounts for all and any schemes before 15th of every month priorly. As it considered as a financial discipline.
Authority:
RN SENTHILKUMAR NAGAI MALIGAI has all rights to change and alternate all the core planning and details of schemes and its objectives at any time with out prior notification and information. Schemes subject to Ramanathapuram Jurisdiction.
RNS - THE ORIGINAL SINCE 1999
25 வருடம் நம்பிக்கை, தரம், கைராசி மற்றும் மூன்று தலைமுறைகள் கடந்த பாரம்பரியத்தின் அடையாளம் மற்றும் அனுபவம்.
